The Book Information Handbook for Bankers is meant to help the in-service bankers and other
students to have information about banking. The book is available with the publishers
M/s Skylark Publications, 1/5, Bhagat Singh Lane, Gole Market, New Delhi Phone 011 23361 966.
It is priced at Rs.275. Latest edition is 19th Edition June 2004.
The contents of the book have been divided in
various sections, as under:
01 EMERGING BANKING TRENDS
1 Modern day banking in India 1.01
2 Banking system reforms 1.02
3 Banking Vision Report 2010 (of IBA) 1.03
4 Narasimham Committee-I (1st Phase of Reforms) 1.04
5 Narasimham Committee Report : 2nd 1.05
6 Prompt Corrective Action of RBI 1.06
7 Rating of banks by RBI 1.07
8 Consolidated Accounting by Banks 1.08
9 Money Laundering 1.08
10 Risk Management 1.09
11 Insurance Business by Banks 1.10
12 Bancassurance 1.11
13 Universal Banking 1.11
14 Narrow Banking 1.12
15 Asset-Liability Management 1.12
16 Capital adequacy in Indian Banks 1.13
17 Retail Banking 1.14
18 Corporate Governance in banks 1.15
19 Organisational Restructuring in Indian Banks 1.16
20 Autonomy for commercial Banks 1.16
21 Private sector bank guidelines 1.16
22 Local area banks 1.17
23 Terms used in analysis of Bank performance 1.18
24 Credit /Debit/ other Cards) 1.20
25 Money markets, instruments, institutions etc. 1.21
26 Money at call and short notice 1.21
27 Treasury Bills/Dated securities 1.22
28 Ways & means advances 1.22
29 Liquidity Adjustment Facility(Revised) 1.23
30 Market Stablisation Fund 1.24
31 Sterlisation and instruments 1.24
32 Certificate of deposit 1.25
33 Commercial paper 1.25
34 Real Time Gross Settlement Systems 1.26
35 Negotiated Dealing System 1.28
36 Clearing Corporation of India 1.28
37 Repurchase Options (REPOs) 1.29
38 Monetary and liquidity aggregates 1.29
39 Coupon rate 1.30
40 Non-bank Finance companies 1.30
41 Credit rating (CRISIL, CARE, IICRA), 1.31
42 Securitisation 1.32
43 Take-out financing 1.33
44 Factoring 1.33
45 Leasing 1.34
46 Venture Capital 1.35
47 Para-banking activities 1.35
48 Merchant banking 1.36
49 SEBI 1.37
50 Capital Market in India 1.37
51 Instruments of capital Market (shares, debentures 1.38
bonds, participatory notes, Zero coupon bonds
index linked bonds, secured premium notes
warrants, golden share, Sweat Equity
Indian Depository Receipts 1.39
52 Global/American Depository Receipts 1.40
53 Mutual funds 1.40
54 Mutual fund terms (glossary) 1.40
55 Insider trading 1.42
56 Capital market/merchant banking Glossary 1.42
57 Stock exchanges 1.47
58 National Stock Exchange 1.47
59 Stock market indicies/Sensex/OTCEI 1.48
60 Dematerialisation 1.48
61 Book building 1.49
62 Important Committee on Banking-Summary 1.49
63 List of Committees on Banking 1.54
64 Important days in Banking history 1.48?
02 INDUSTRIAL & CONVENTIONAL CREDIT
1 Annual Policy Statement of RBI 2.01
2 Highlights of recent credit policies 2.01
-Monetary & credit policy 2003-04 2.01
-Mid term review of policy October 2003-04 2.02
-Mid term review of policy October 2002-03 2.03
-Monetary & credit policy 2002-03 2.03
Summary of Major Policy Decisions 2.04
3 Loan system of delivery of bank credit 2.19
4 Credit syndication 2.20
5 Exposure limits & group approach 2.21
6 Credit Information Bureau 2.21
7 Liability of banks as lenders 2.22
8 Benchmark Prime lending rate 2.22
9 IBA guidelines on Benchmark PLRs 2.24
10 Bank rate 2.25
11 Infrastructure financing - Revised guidelines 2.25
12 Credit monitoring arrangement 2.26
13 Consortium Financing 2.26
14 Statutory liquidity ratio 2.27
15 Cash reserve ratio 2.27
16 Restrictions on loans by banks 2.28
17 Tandon Committee recommendations 2.29
18 Chore Committee recommendations 2.29
19 Credit Risk management 2.30
20 Prudential guidelines on NPAs (IRAC) 2.30
21 Willful defaults 2.33
22 National Company Law Tribunal 2.34
23 Securitisation/Enforcement of security Act 2002 2.35
24 Industrial sickness/rehabilitation 2.36
25 Rehabilitation of sick SSI units 2.37
26 Corporate Debt Restructuring (CDR) Forum 2.37
27 Debt Recovery Tribunals (DRTs) 2.38
28 Asset reconstruction company/fund (ARC) 2.39
29 Compromise settlement through Lok Adalt 2.40
30 Basic principles of Lending 2.40
31 Classification of securities 2.41
32 Features of good security 2.41
33 Margin, DP 2.42
34 Pre-sanction appraisal 2.43
35 Working capital finance 2.44
36 Project appraisal & term loan sanctions 2.45
37 Non-fund based facilities 2.46
38 Guarantees 2.46
39 Letter of credit 2.48
40 Uniform Customs & Practices on Docy. Credits 2.50
41 Different kinds of loan accounts 2.53
42 Various kinds of securities for bank advances 2.56
43 RBI norms- advance against shares 2.59
44 Advances against Gold 2.60
45 3rd party guarantee as security for loans 2.61
46 Various kinds of charges on securities 2.62
47 Assignment / Mortgages 2.63
48 2nd charge creation on assets 2.66
49 Creation of charge in Company a/c 2.67
50 Loan documentation 2.68
51 Stamping of loan documents 2.70
52 Registration of loan documents 2.72
53 Limitation in credit facilities 2.73
03 PRIORITY SECTOR ADVANCES
1 Goals/ Targets of priority sector 3.01
2 Weaker section 3.01
3 Various segments of Priority Sector Adv 3.01
4 Common RBI guidelines for PS advances 3.02
5 Revised Education loan scheme 3.04
6 Rural Infrastructure Dev Fund 3.05
7 Micro Finance / Self Help Group 3.06
8 Differential Rate of Interest (DRI) 3.08
9 Prime Minister's Rozgar Yojana 3.08
10 Swarn Jayanti Gram Swai-Rozgar Yojna 3.09
11 Swarn Jayanti Shahari Rozgar Yojna 3.09
12 Scheme for Lib & Rehab. of Scavengers( SLRS) 3.09
13 Finance to Small Scale Industries 3.11
14 Operational guidelines - SSIs 3.12
15 Nayak Committee recommendations 3.12
16 Kapoor committee recommendations 3.13
17 Credit Guarantee Fund for SSI 3.14
18 Laghu Udhami Credit Card 3.15
19 Swairojgar Credit Card 3.15
20 National equity fund scheme 3.13
21 Credit Linked Capital subsidy scheme 3.13
22 KVIC Margin Money Scheme 3.13
23 Lead bank scheme 3.14
24 Service area approach 3.15
25 Rashtriya Krishi Bima Yojna 3.16
26 Farmer Income Insurance Scheme 3.16
27 Strengthening of Credit delivery to women 3.17
28 Agriclinic & Agri Business Centres 3.17
29 General definitions relating to Priority Sector 3.17
30 Classification of Priority Sector Advances 3.22
04 BANKING LAW & PRACTICE
1 Reserve Bank of India - Functions 4.01
2 RBI Act 1934 4.02
3 Banking Regulation Act-1949 4.03
4 Negotiable instruments & NI Act: 4.06
-Negotiable instruments 4.06
-Holder 4.08
-Holder in due course 4.09
-Negotiation and endorsements 4.10
-Crossing 4.13
-Payment of cheques 4.14
- Material alteration 4.17
-Collection of cheques 4.18
-Dishonour of cheques 4.19
-Bills of exchange 4.20
-Amendments to NI Act 2002 4.22
5 Summary of Important Sections of NI Act 4.23
6 Banker/customer relationship 4.25
7 Banker's obligations 4.26
8 Disclosure of customer account information 4.27
9 Banker's rights - Lien 4.30
10 Set off 4.31
11 Right of appropriation 4.32
12 Rule in Clayton's case 4.33
13 Termination of relationship 4.33
14 Garnishee order 4.34
15 Attachment order 4.35
16 Contracts & Agreements (Contract Act 1872) 4.37
(Contracts, Indemnity, Guarantee, Agency)
17 Important Sections of Indian Contract Act 1872 4.40
18 Important Section of Bankers' Evidence Act 1891 4.41
19 Time norms in customer service 4.41
20 Immediate credit of instruments 4.42
21 Different types of customers 4.42
-Minors 4.42
-Partnership firms 4.45
-Joint Stock Companies 4.48
-Hindu undivided family 4.51
-Trust 4.52
-Executors, Administrators, insolvents 4.53
- Liquidators/Receivers 4.53
- Married women, 4.54
-Blind persons, society, club 4.55
-Agents, Insane 4.56
-Joint accounts 4.57
22 Grievances handling mechanism 4.59
23 Bank Ombudsman Scheme 4.60
24 Consumer Protection Act 4.63
25 Guidelines on Know Your Customer 4.64
26 IBA's Banking Practices guidelines 4.65
27 Floating rate deposits 4.67
28 Accounts of deceased customers 4.67
29 Nomination facility & legal representation 4.69
30 Operations in accounts- Introduction in accounts 4.71
-Passbooks/statement of account 4.71
31 Term deposit accounts 4.72
32 Photographs in deposit accounts 4.73
33 Staff Deposit accounts 4.73
34 Deposit Interest Rates - RBI Directives 4.74
35 Deduction of tax at source 4.76
36 Stop payment instructions 4.78
37 Standing instructions 4.79
39 Dormant accounts 4.79
40 Terms relating to deposit 4.80
41 Window dressing of deposits 4.81
42 Pension payments 4.82
43 Collection of taxes 4.83
44 Safe deposit vault 4.83
45 Cash management, Currency chest, repository 4.84
46 Indian currency, forged notes, soiled notes 4.86
47 Citizen's charter for currency exchange 4.87
48 Preservation of Records/ Different kinds of Inspn 4.88
49 System of concurrent audit 4.89
50 Frauds in Banks 4.90
51 Permanent Account Numbers 4.90
52 Benami Transactions/Bank a/c no./IT returns 4.91
53 Deposit insurance 4.91
54 Banking abbreviations 4.92
05 FOREIGN EXCHANGE OPERATIONS
1 Foreign Exchange Management Act 2000 5.01
2 Foreign Exchange facilities for residents 5.02
3 Exim Policy 2002-07 5.05
4 Exim Policy 2004-05 5.05
5 Off-shore Banking Units 5.06
7 Convertibility, Capital a/c convertibility 5.07
8 Special Export Zones 5.08
9 Exchange control regulations/Devaluation 5.10
10 Balance of Payment/Exchange Rate System 5.11
11 Determinants of exchange rates 5.12
12 Various kinds of exchange rates 5.13
13 Foreign exchange quotations 5.13
14 Major buying & selling rates 5.14
15 Currency Accounts (Nostr/Vostro/LORO) 5.15
16 Mirror A/c, Forward contracts 5.15
17 Trading, swaps, Arbitrage 5.16
18 Persons of Indian Origin 5.17
19 Important Terms in Foreign exchange 5.17
20 International Commercial (INCO) terms 5.20
21 Outward/inward remittances, 5.21
22 Forfaiting 5.21
23 Pre-shipment export credit 5.22
24 Post Shipment Finance 5.23
25 Imports into India 5.26
26 Export declaration forms & Returns 5.28
27 External Commercial Borrowing 5.28
28 Facilities to NRIs for investments in India 5.29
29 Summary of NRI deposit accounts 5.30
30 Summary of Forex currency Resident accounts 5.32
OBJECTIVE TYPE QUESTIONs
10 CREDIT OPERATIONS-
11 BANKING HISTORY, LAW & PRACTICE
13 FINANCIAL STATEMENT/RATIO
ANALYSIS AND BOOK KEEPING
14 BANKING EVENTS DURING 2003-04
15 GENERAL KNOWLEDGE
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